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Sparkling Festive Gifts: Special Shopping Discounts with Your Debit/Credit Card

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As families come together to celebrate festivals, the spirit of giving and sharing takes center stage. This festive season, choose a debit or credit card that offers you exclusive discounts and rewards on a wide range of shopping options. Whether you’re buying gifts for loved ones, adding festive decor to your home, or indulging in personal treats, you can make the most of your spending festive deals that various banks offer.

Let’s begin with understanding how to choose a debit or credit card with exclusive offers as choosing the perfect debit or credit card for festive shopping can help you save a lot and enjoy festive discounts.

Here are a few things to consider to make sure you pick the right card to avail the best deals this season:

1.       Check Out Festive Offers and Discounts

Start by comparing festive offers across different debit/credit cards. Many banks roll out special deals like cashback, reward points, or flat discounts during the festive season. Look for cards that offer savings on the types of purchases you plan to make, whether it’s clothes, electronics, or dining out.

2.       See Which Stores Are Covered

Banks often partner with specific stores and brands, so it’s good to check if the card you’re considering has offers with the places you’ll be shopping. If you’re in the market for new gadgets or jewelry, look for cards that provide discounts at popular electronics or jewelry stores.

3.       Consider Cashback and Rewards

Cashback can give you instant savings, while rewards points can add up to future discounts. Find a card with a rewards program that fits your usual shopping habits. If you’re likely to redeem points soon, go for that, but if you’re looking for quick savings, cashback might be the way to go.

4.       Look for Low Annual Fees

You’ll want to maximize your savings, so find a card that has low annual fees. Many banks waive the first-year fee or even all annual fees if you spend a certain amount. It’s worth checking if the fees are balanced out by the discounts and rewards, you’d get.

5.       Review Interest Rates and EMI Options

If you plan to use a credit card, think about the interest rate and whether the card offers easy EMI options for larger buys. This can be helpful if you’re making a big purchase. Look for cards that have manageable interest rates or affordable EMIs to spread out your payments comfortably.

6.       Make Sure You Meet the Card’s Requirements

It’s essential to pick a card that suits your spending limits and eligibility. Some cards with high rewards require a minimum income, so check that you meet the criteria. And make sure the card’s credit limit aligns with your budget to avoid any last-minute hiccups.

7.       Read the Terms and Conditions

Festive offers can sometimes come with fine print, like caps on cashback or certain days when offers are valid. It’s worth reading through the details so you can make the most of your savings without any surprises.

Finding a card with offers that match your festive shopping plans and understanding any fees or terms will help you make your festive shopping experience even better.

The Offers

Every year, many banks offer great deals during the festive season, and this Diwali, DBS Bank is no exception. They have launched a range of exclusive festive shopping deals & offers to make your purchasing experience even better. Plus, there are special promotions for shoppers in Gurugram, Bengaluru, Chennai, Mumbai, and Coimbatore, helping you get the most out of your festive purchases.

Here are some highlights of what you can expect (the offers might vary across locations):

Ø  DINING

Get up to 20% OFF* on Food & Soft Beverages or total bills while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

Ø  SALON/SPA

Get up to 15% off on all services while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

Ø  ELECTRONICS

Get up to 2% off on minimum operating price while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

Ø  APPAREL

Get up to 15% off on total bills while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

Ø  JEWELLERY

·         No Making Charges on Jewellery (*T&C Apply) while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

·         Get up to 15% off on total bills while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

·         Get up to 15% OFF* on Gold Jewellery Making Charges while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

·         Get up to 15% OFF* on Diamond Jewellery Making Charges while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

Ø  GYM

·         15% OFF* on Annual Membership (*T&C Apply) while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

·         15% OFF* on All Services (*T&C Apply) while using all DBS Bank Debit & Credit Cards or by using the Digibank by DBS app to make UPI Payments.

The Importance of Festive Gifting

Festive gifting is a wonderful way of showing appreciation, love, and gratitude to family and friends. This festive season, finding the perfect gifts is easier with DBS Bank’s exclusive shopping discounts. From trendy electronics to fashion accessories and gourmet treats, there’s something special for everyone on your list. And with your DBS Debit or Credit Card, you can enjoy these gifts without breaking the bank, thanks to fantastic discounts and deals.

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Day 3 of ‘Kaveri Meets Ganga’: A spellbinding evening of cultural heritage and artistic brilliance

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New Delhi, 5th November 2024 – The Ministry of Culture’s Amrit Parampara series continued its captivating journey on the third day of the ‘Kaveri Meets Ganga’ festival. Held at Kartavya Path and CCRT Dwarka in Delhi,the event offered a powerful celebration of India’s cultural diversity, highlighting traditional and folk arts in the spirit of Ek Bharat Shreshtha Bharat. Sh. Gajendra Singh Shekhawat, Minister of Culture and Tourism, graced the event with his presence at Kartavya Path. At CCRT, Sh. Suresh Gopi, Minister of State for Tourism & Petroleum and Natural Gas, honored the gathering with his esteemed presence. Audiences were treated to mesmerizing performances that brought alive the essence of unity in diversity.

This festival series, jointly organized by the Ministry’s autonomous institutions—Sangeet NatakAkademi, Kalakshetra, and CCRT—brings together the best of South Indian music and dance to North India, while also celebrating artistic traditions from the North. The ‘Kaveri Meets Ganga’ program, held from 2nd to 5th November 2024, draws inspiration from Chennai’s reveredMargazhiFestival,reflecting the diversity of Indian culture through a tribute to its traditional and folk arts.

The Ministry of Culture is honored to present this series with a focus on reviving traditional art forms, particularly those that are fading. Through the innovative use of immersive technology and modern presentation, Amrit Parampara seeks to create memorable experiences that celebrate India’s artistic heritage and embody Sardar Patel’s vision of unity in diversity. The two-year commemoration of Sardar Patel’s 150th birth anniversary adds a layer of national pride to the celebrations, connecting his legacy with the festival’s message of unity.

The third day of the festival continued the celebration with a remarkable lineup of performances, each one a testament to the richness of India’s cultural traditions.

 

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At Kartavya Path, the evening began at 5:30 pm with a dynamic Panchavadyam performance, embodying the vibrant musical traditions of Kerala. This was followed by an entrancing Hindustani flute performance by Rakesh Chaurasia from Maharashtra at 6:00 pm, whose melodies evoked the deep cultural roots of the art form. The rhythm of the evening grew with a stirring violin recital by Kumaresh Rajagopalan from Karnataka at 7:00 pm, whose performance captivated the audience with its emotional depth and technical finesse. The evening concluded with an enchanting Kathak dance performance by Kathak Kendra and the traditional Dance Ensemble from Team Soch (Delhi) at 8:00 pm, which seamlessly blended grace and storytelling, leaving a lasting impression on all attendees.

Simultaneously, at CCRT Dwarka, the evening commenced at 6:00 pm with a soulful vocal performance by Sudha Raghuraman from Delhi, who brought the audience into a tranquil and reflective space with her mastery of Indian traditional music. This was followed at 7:00 pm by a spellbinding Hindustani vocal recital by JayateerthMevundifrom Karnataka, whose powerful voice resonated with the rich heritage of Hindustani classical music. The performances at CCRT culminated with a vibrant folk presentation by PerumanoorNerarivu from Kerala at 7:30 pm, infusing the atmosphere with the irresistible energy of Kerala’s folk traditions.

Amrit Parampara continues to provide audiences from Delhi with a unique opportunity to immerse themselves in India’s diverse cultural landscape. By bringing together artists from across the country, the festival creates an environment of unity and mutual appreciation for India’s traditional arts. As the ‘Kaveri Meets Ganga’ festival will continue on its fourth and final day tomorrow, promising yet another enchanting evening of India’s artistic traditions, the audience can look forward to another unforgettable journey. Stay tuned for more updates.

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Master filmmaker Subhash Ghai honours Ace Hollywood Producer Ashok Amritraj with IIFTC Global Indian Cinema Icon Award

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Mumbai, November 05, 2024—The 11th edition of the prestigious IIFTC Awards, Asia’s largest film tourism event, took place in Mumbai. Filmmakers and actors were honoured for their exceptional contributions to promoting global tourism through cinema. The awards continued the tradition of celebrating cinematic excellence that not only entertains audiences but also inspires them to explore new destinations and cultures. Harshad Bhagwat, Promoter of the IIFTC Awards, highlighted the importance of the event, saying “Cinema has the power to transcend borders, not only by telling stories but also by showcasing the beauty and culture of various destinations worldwide. Through their films, our awardees have turned the spotlight on these locations, creating a deep impact on global tourism. The 11th IIFTC Awards continue our mission to honour those who have significantly contributed to film tourism, making cinema a bridge between cultures and landscapes.”

Commenting on the occasion Subhash Ghai said “It is an honour to celebrate a visionary like Ashok Amritraj, whose contributions to global cinema have been instrumental in uniting audiences across cultures. Through his dedication and artistry, he has shown how powerful storytelling can transcend borders and inspire us all.” Upon receiving the award Ashok Amritraj mentioned “I am deeply grateful to receive this prestigious recognition from IIFTC and to stand among such extraordinary filmmakers who champion storytelling as a bridge between cultures. Cinema has an unparalleled ability to bring diverse destinations and experiences to audiences around the world, sparking curiosity and connection.”

These quotes highlight the collaborative spirit of cinema and tourism, honouring Ashok Amritraj’s global influence while celebrating the shared vision of IIFTC and its mission.

The International Indian Film Tourism Conclave (IIFTC) was held from October 23rd to 25th. It will bring together filmmakers and international tourism boards to foster collaboration between the two industries. Over 50 companies from more than 20 countries, including Azerbaijan, South Africa, the USA, Spain, and many more, participated, further solidifying the event’s standing as the leading platform for promoting film tourism.

This year’s awardees included prominent names from Indian cinema, recognised for their work in showcasing breathtaking destinations on the big screen:

1.            IIFTC Tourism Impact Award for Cinematic Excellence – Web Series to ‘The Freelancer’ by Friday Storytellers

2.            IIFTC Tourism Impact Award for Cinematic Excellence – Films

a.            Tu Jhoothi Main Makkaar (Hindi) Luv Films, T-Series

b.            Pathan (Hindi) by Yash Raj Films

c.             WaltairVeerayya (Telugu) by Mythri Movie Makers

d.            Baanadariyalli (Kannada) by Sri Vaare Talkies

e.            Made in Caravan (Malayalam) by Badusha Productions

f.             Spy (Telugu) by ED Entertainments

g.            Kranti (Kannada) by Media House Studio

h.            Chandramukhi 2 (Tamil) by Lyca Productions

i.              AaroEkPrithibi (Bengali) by Eskay Movies

j.             Ayisha (Malayalam) by Cross Border Cinema

k.            Victoria – EkRahasya (Marathi) by Anand Pandit Motion Pictures

3.            IIFTC Film Tourism Award for Outstanding Location – Azerbaijan

4.            IIFTC Tourism Impact Award for Cultural Integration to Leo (Tamil) by Seven Screen Studio

5.            IIFTC Special Awards

a.            Outstanding Contribution (Hindi): Shoojit Sircar

b.            Global Indian Cinematic Icon: Ashok Amritraj

The 11th IIFTC Awards once again celebrated the unique synergy between cinema and tourism, honouring filmmakers whose work has significantly influenced global travel through the art of storytelling.

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Fast-Tracking Digital Transformation in Incentive Management with Incentivate

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Introduction: The Urgency for Digital Transformation in Incentive Management

Digital transformation has become essential for organizations striving to stay competitive. From streamlining workflows to making data-driven decisions, digital transformation can help companies maximize productivity and meet ever-evolving market demands. In sales incentive management, this transformation is critical as businesses look for ways to improve efficiency, reduce errors, and maintain compliance. Incentivate is leading this shift, offering an automated solution designed to revolutionize the way organizations manage and process incentives.

Challenges in Traditional Incentive Management

Traditional incentive management processes are often manual, labor-intensive, and prone to human error. These methods require hours of data entry, calculations, and cross-checking, which can lead to inefficiencies and mistakes. In addition to being slow and cumbersome, manual incentive management can create several serious challenges for companies.

One of the major issues is compliance. Many organizations struggle with ensuring their incentive processes are transparent, traceable, and compliant with regulations. Manual processes increase the risk of non-compliance, which can have severe financial and reputational consequences. Errors in calculations or incomplete documentation can lead to audit risks, making the organization vulnerable to penalties and scrutiny from regulators.

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Compliance and Audit Risks

For companies in regulated industries like finance, compliance is critical. An error or oversight in incentive management can quickly become an audit risk. Regulators expect companies to maintain accurate records of all incentive calculations, allocations, and payments. Failure to meet these standards can expose companies to penalties, fines, and even legal action.

Recent cases have shown that regulators are taking compliance seriously. For instance, the Reserve Bank of India (RBI)  recently imposed fines and suspensions on companies that failed to accurately report their statutory compliances, citing issues with transparency and documentation. Internationally as well, financial firms are coming under serious scrutiny for bonus and sales compensation payments.  Companies must ensure their systems are reliable, transparent, and auditable to avoid such risks.

How Incentivate Supports Digital Transformation Goals

Incentivate is a powerful solution that helps companies overcome these challenges by digitizing and automating the entire incentive management process. With Incentivate, organizations can achieve the key goals of digital transformation: increased efficiency, reduced errors, and improved transparency.

Automation of Routine Processes

Incentivate automates many of the repetitive tasks involved in incentive management, such as data entry, calculations, and reporting. This reduces the burden on employees, allowing them to focus on higher-value tasks. Automation also minimizes the risk of human error, leading to more accurate and reliable outcomes.

Integration with Existing Systems

One of the major hurdles in digital transformation is integrating new solutions with existing systems. Incentivate is designed to work seamlessly with other enterprise tools, such as CRM, payroll, and ERP systems. This compatibility allows organizations to streamline their workflows and access data from various sources without duplication or manual intervention.

Real-Time Analytics and Reporting

Data-driven decision-making is a key aspect of digital transformation. Incentivate offers powerful analytics and reporting tools that provide real-time insights into incentive performance. This allows managers to make informed decisions quickly, adapting their strategies as needed to meet organizational goals.

Compliance and Security

Given the regulatory environment, Incentivate places a strong emphasis on compliance and security. The platform ensures all processes are documented and easily auditable, reducing the risk of regulatory issues. Incentivate’s security features protect sensitive data, ensuring the organization meets data privacy and protection standards.

The Competitive Edge: Fast Implementations and Minimal Downtime

One of Incentivate’s unique advantages is its quick implementation process. Unlike traditional systems that may take months to roll out, Incentivate can be implemented rapidly, with minimal disruption to business operations. This ensures that organizations can start seeing the benefits of digital transformation almost immediately.

Incentivate’s implementation process is streamlined and efficient, allowing companies to go live within a matter of weeks. The platform is highly configurable, enabling organizations to customize it according to their specific needs. Incentivate’s team provides hands-on support throughout the setup process, ensuring a smooth transition.

This fast implementation, combined with the platform’s intuitive design, minimizes downtime and allows employees to adapt quickly to the new system. By reducing the time and effort required for onboarding, Incentivate makes digital transformation accessible and achievable for organizations of all sizes.

The Road Ahead: How Incentivate is Innovating for the Future

Incentivate is committed to continuous improvement and innovation. The platform’s development team is always working on new features and enhancements to meet the changing needs of the industry. Future updates will focus on advanced AI-driven analytics, which will enable predictive insights and proactive decision-making.

In addition to AI, Incentivate plans to increase the platform’s configurability, giving organizations even greater control over their incentive processes. By staying ahead of industry trends and responding to client feedback, Incentivate aims to remain at the forefront of incentive management solutions.

Conclusion: Partnering for a Seamless Digital Transformation Journey

Incentivate is more than just an incentive management platform; it’s a partner in digital transformation. By automating processes, integrating with existing systems, and ensuring compliance, Incentivate helps organizations achieve their transformation goals with ease. As companies continue to navigate the challenges of a digital-first world, Incentivate is there to support them every step of the way.

For companies seeking a reliable, efficient solution to manage their incentives, Incentivate offers a clear path forward. 

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